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| First Quarter Report Now Available
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| Our First Quarter Report for 2008 has been mailed to shareholders. To view a copy of the Report, click here. For additional details about Beach First National Bancshares, visit the Investor Relations section of our website. |
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| Beach First Named Best Community Bank!
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The results are in, and Myrtle Beach Herald readers have selected Beach First as “Best Community Bank” for 2007!
An annual promotion by the Myrtle Beach Herald, the “Best of the Year” contest allows subscribers of the Herald to choose the best in more than 100 categories for a wide variety of services.
We are honored that local Herald readers have selected us as their choice for community bank of the year, and will work hard for our customers again in 2008!
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| 73rd Avenue Location Now Open!
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Our seventh Beach First banking location is now open at 7202 North Kings Highway, Suite A. Your 73rd Avenue team is listed below:
Rosie Minton, Relationship Manager/Branch Manager, 839.5859
Jessica Brown, Customer Service Representative, 839.5860
Susan Eccard, Teller Supervisor, 839.5861
Susie Barnhill, Teller, 839.5862
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The main branch number is 839.9750 and the main fax is 282.5414. A public grand opening will be held on Thursday, April 24 at this new location. A free outdoor cookout will take place from 11 a.m. to 2 p.m. with hotdogs, hamburgers, and all the trimmings. There will be tables and tents set up in the parking lot, and the cookout will be held rain or shine!
More details will be posted soon!
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| Beach First Annual Report
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Our 2007 Annual Report and 2008 Notice of Annual Meeting have been mailed to shareholders of Beach First National Bancshares, Inc. Our Annual Meeting will take place on Monday, April 21, beginning at 2 p.m. For more details, please visit the Investor Relations section of this website.
Click Here to Review Our Annual Report
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| Beach First Gives Business Customers a Competitive EDGE
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Beach First National Bank has announced that its new Remote Deposit Capture service, called the EDGE, is now available to business customers and that the 2 p.m. cutoff for deposits has been eliminated.
The EDGE, which stands for Easy Deposits Gathered Electronically, allows business customers to deposit paper checks of all types electronically, using a table top scanner hooked to a Windows®- based personal computer. The service eliminates the need to rush deposits to the bank because the customer can make the deposit right from their place of business. The deadline for deposits, commonly referred to as the “2 p.m. cutoff” is pushed back to 7 p.m. To create a deposit, the customer logs on to the bank's secure Remote Deposit Capture web site via the internet using their assigned username and password, enters the amount of the deposit and the number of checks in the deposit, clicks the “process” button and feeds the checks into the scanner. The images are automatically uploaded to our site for processing and credited to your account. The bank provides the customer with the scanner and the software to run the EDGE, and these items remain property of the bank.
“Essentially, we’ve brought the bank right to the customer’s storefront or office,” said Debbie Myers, vice president for business services at Beach First. “The new system helps the business customer improve efficiency and profitability. There’s no more rushing to the bank to make a deposit by a certain time, so the business customer can spend more time at their business. All kinds of checks can be processed this way – business checks, personal checks, cashier’s checks, third-party checks, money orders, and traveler’s checks,” she said.
Beach First also implemented Branch Deposit Capture in its six banking locations on December 6, which eliminates the 2 p.m. cutoff for personal and business customers who bring checks to the bank for deposit to their accounts. Deposits received by 5 p.m. will be posted the same day.
The Check Clearing Act for the 21st Century, enacted in October 2004, paved the way for Internet-based check processing, by allowing for digital images of checks which move more rapidly through the nation’s payment system.
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| 2008 Children's Art Calendars Debut to Rave Reviews
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Beach First National Bank's 7th Annual Children's Art Calendar is now available in our Grand Strand and Hilton Head Island markets. Four Myrtle Beach area elementary schools participated in the calendar for the Grand Strand, while three Hilton Head Island elementary schools participated in the Hilton Head calendar. Third graders prepared drawings depicting the various months of the year. Beach First employees voted for the pieces of their choice and the winning art work appears in the calendar. The winning students for both calendars are listed below:
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GRAND STRAND
January – Ayzia Mosher, Lakewood Elementary
February – Peyton Dayvault, North Myrtle Beach Elementary
March – Kimberly Glover, North Myrtle Beach Elementary
April – Darrell Gore, Lakewood Elementary
May – May May Henry, Waccamaw Elementary
June – Aurora Downey, North Myrtle Beach Elementary
July – Alexie Adams, Myrtle Beach Elementary
August – Hayden Wright, Waccamaw Elementary
September – Harmony Lane, Myrtle Beach Elementary
October – Savannah Barrett, Waccamaw Elementary
November – Richard Henderson, Lakewood Elementary
December – Emma Springs, Myrtle Beach Elementary
Aurora Downey’s June drawing will be featured on the calendar’s cover.
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HILTON HEAD ISLAND
January – Juan Bernal, Hilton Head Island International Baccalaureate Elementary
February – Maddy Methvin, Hilton Head School for the Creative Arts
March – Biviana Najaera-Adame, M.C. Riley Elementary
April – Daisy Velazquez, Hilton Head School for the Creative Arts
June – Alan Deleandro, M.C. Riley Elementary
July – Julliette MacMurray, Hilton Head Island International Baccalaureate Elementary
August – Lizbet Alarcon, Bluffton Elementary
September – Katie Maurer, Hilton Head School for the Creative Arts
October – Juan Hernandez, M.C. Riley Elementary
November – Maxayane Vega, Bluffton Elementary
December – Anna McGarity, Hilton Head Island International Baccalaureate Elementary
Katie Maurer’s September drawing is featured on the calendar’s cover.
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Christi Wickliffe-Bessinger, public relations coordinator for Beach First notes, "The calendar is one of our most anticipated community activities each year. We are pleased to produce the calendar for our seventh consecutive year and are honored to be associated with such talented young artists and their hard-working teachers."
Copies of the calendar are available at all our branches while supplies last.
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| Art Installed At Beach First Center
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The lobby of Beach First Center, located at 3751 Grissom Parkway in Myrtle Beach, has been decorated with an eclectic mix of sculpture and photographs.
Sculptures depicting the flora and fauna of the South Carolina coast adorn the walls of the main lobby. Created by Charleston artist Joe Walters, the sculptures are made of unconventional materials including styrofoam, plaster, steel, cellulose, polymer clay, sand epoxy, mesh, glue, and paint. Each individual piece was created in the artist's studio, then affixed to the walls, forming a spiral pattern.
Click here to see the sculptures by Joe Walters.
Also in the lobby of Beach First Center are several photographs by longtime Myrtle Beach resident, photographer and historian Jack Thompson. Two of the works, the Original Patricia Hotel (1956) and the Original Breakers (1957) clearly show the inspiration for the architecture of Beach First Center. A third work shows the beach scene in 1965.
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| Beach First Center on Grissom Parkway
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Beach First’s home office is located at the corner of 38th Avenue North and Grissom Parkway in Myrtle Beach. This environmentally-friendly building houses a full service Beach First branch, along with our administrative offices. We offer all the services you need, including drive-through banking, an ATM, and night depository. There are entrances to the building on 38th Avenue North and on Grissom Parkway. The Nelson Mullins law firm and Croissants Bakery and Café are also located in Beach First Center.


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| Great Checking Account Deals from Beach First
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Banking at Beach First has never been easier.
Beach First Class, Guaranteed Checking, and Senior Advantage customers can earn cash back every time they use their Visa Check Card for purchases! The cash back earned will be credited monthly and appear on the monthly statement. It’s like getting an extra bonus just for banking with us.
To learn more click here.
And for our small business customers, we have a FREE small business account that allows up to 150 items free each month. To lean more, click here.
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| Get to Know Our Credit Cards
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| Did you know that Beach First offers three great credit cards? You can choose from Visa Classic, Visa Platinum, or Business Visa Platinum. |
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The new Visa Classic from Beach First provides you with the ultimate in convenience and affordability. Accepted worldwide wherever you see the Visa symbol, this versatile card is your key to shopping, dining, travel, cash advances, and more! And with no annual fee and a low, variable annual percentage rate, Visa Classic is a great fit in any budget! |
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Our Visa Platinum gives you plenty of purchasing power. You can choose from three beautiful card designs, and you also have the option to earn points for your purchases with our RewardsNow program. These points will add up to your choice of merchandise or travel certificates. |
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Business Visa Platinum is the premier choice for our business customers who can choose from consolidated pay or individual pay options. There is also the opportunity to earn points for your purchases with RewardsNow. |
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Worldwide acceptance and local, community bank service - It's a powerful combination that can't be beat.
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| Don't Be an On-line Victim
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Identity theft continues to be one of the fastest growing crimes in the United States, and has ranked as one of the top consumer concerns for the past several years. The Federal Deposit Insurance Corporation (FDIC) has produced a multimedia presentation to help consumers protect themselves from identity theft. The presentation provides information on steps consumers should take to secure their computer and protect themselves from identity theft, as well as actions consumers should take if they become a victim of identity theft. Financial institutions are encouraged to make the link available to their customers from their websites. This presentation is hosted by Vodium.
Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams.
Macromedia Flash Player is required to view this presentation. The latest version of Macromedia Flash Player can be downloaded at www.adobe.com/go/getflashplayer. Installation questions or troubleshooting help can be found at http://www.adobe.com/support/flash/.
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