Beach First National Bank :: Personal Banking

Money Market, CDs, and IRA Accounts Build a nest egg for the future with safety and security.

Personal Premium Money Market Account

This account earns a premium rate of interest while still allowing you access to your funds.

Account Benefits

Tiered interest rates provide even more savings as your balances grow.
Interest rate tiers:
$1,000 to $24,999.99
$25,000 to $74,999.99
$75,000 and more

The right account for you if...

Looking for a safe and stable investment vehicle
Want to earn a premium interest rate while enjoying the security of FDIC insurance.

Avoid $10 monthly service charge by maintaining one of the following qualifiers:

$1,000 minimum daily balance.

$2,000 average daily balance.

There is a $10 excessive withdrawal fee for withdrawals over the limit of 6 during the statement cycle. (Applies to any combination of withdrawals allowed or limited by Federal law.)

Federal regulations for Money Market Accounts allow unlimited withdrawals and transfers at teller windows, ATMs, and by mail. Telephone transfers (via check mailed to the customer) are also unlimited. All other types of transfers and withdrawals are limited to six, three of which may be made by check, draft, or similar order to third parties during any monthly statement cycle.

Certificates of Deposit

Offers a competitive rate of interest for a variety of terms to fit almost every financial plan.

Account Benefits
Competitive rate of interest, compounded daily.
Interest can be paid monthly or quarterly by check, added back to the CD for even greater savings, or transferred directly to another BNC Bank account.
Automatically renews.
Terms from 3 months to 4 years.
Posted interest can be withdrawn at any time with no penalty.

The right account for you if...

Have short and long-term savings goals.
Want the safety and security of FDIC insurance while earning competitive rates.

Click here to learn how you can maximize your FDIC coverage with CDARS!

Individual Retirement Accounts

An important part of any savings plan.

Account Benefits

Competitive rate of interest, compounded daily and paid monthly.
No minimum balance to earn interest.
Additional deposits can be made in $25 increments.
Terms of 1 year, 18 months, 2 years, 3 years, and 4 years.

The right account for you if...

Want to build a nest egg for your retirement along with the safety of FDIC insurance for your investment.