|
Checking Accounts
BNC Bank has the checking account to meet your individual needs. | 
|
|
| First Class Checking | A complete checking package that rewards you for your relationship with BNC Bank!
NOW WITH CASH BACK for your Visa Check Card Purchases! |
| | Account Benefits | - Earns interest on your collected balance.
- Unlimited check writing.
- FREE custom checks or discount on another style.
- $35 discount on safe deposit box rental.
- 2 FREE non-BNC Bank ATM transactions per statement cycle.
- 4 FREE official checks per statement cycle.
- No penalty for early withdrawal of CD funds for medical emergency.
- Premium rate on CDs.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Consolidated statement for all your BNC Bank deposit accounts.
- Discount on auto loan with automatic draft of payment from a BNC Bank account (subject to credit approval).
- Monthly statement with images and FREE storage binder.
- Earn $0.05 on each purchase you make with your BNC Bank Visa Check Card!
|
| | The right account for you if... | - Want unlimited check writing with lots of added benefits.
- Can put your BNC Bank deposit and loan balances to good use to avoid fees.
- Use electronic services such as the Visa Check Card to pay for purchases.
Avoid $20 monthly maintenance by maintaining one of the following deposit qualifiers:
- $2,000 minimum daily balance
- $10,000 combined average daily balance in checking, savings, CDs, or money market accounts
or
- $10,000 outstanding balance on home equity or other consumer loan
|
|
| Guaranteed Checking! | | No fees with direct deposit and you can earn CASH BACK for your Visa Check Card Purchases! |
| | Account Benefits | - No minimum balance requirements.
- Unlimited BNC Bank ATM, point-of-sale, and Visa Check Card transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Monthly statement with images.
- Earn $0.03 on each purchase you make with your BNC Bank Visa Check Card!
|
| | The right account for you if... | - Want the convenience of direct deposit with availability guaranteed!
- Want the benefit of a free account with a recurring direct deposit.
- Use electronic services such as the Visa Check Card to pay for purchases.
Avoid $15 monthly maintenance fee simply by having a regular, recurring direct deposit to your account! |
|
| Senior Advantage Checking | A full service account designed especially for customers age 50 and over, with an easy qualifier and lots of extras!
NOW WITH CASH BACK for your Visa Check Card Purchases! |
| | Account Benefits | - Unlimited check writing.
- FREE custom checks or discount on another style.
- Earns interest on your collected balance.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- 4 FREE official checks per statement cycle.
- Monthly statement with images.
- 12 FREE check copies per year.
- No penalty for early withdrawal of CD funds for medical emergency.
- $35 discount on safe deposit box rental.
- Consolidated statement for all your BNC Bank deposit accounts.
- Discount on auto loan with debit of payment from a BNC Bank account (subject to credit approval).
- Earn $0.03 on each purchase you make with your BNC Bank Visa Check Card!
|
| | The right account for you if... | - Age 50 or older.
- Can maintain a low minimum balance or have a monthly direct deposit such as payroll or social security.
Avoid $7 monthly maintenance and $0.35 per check fees by maintaining one of the following deposit qualifiers:
- $300 minimum daily balance.
or
- Regular direct deposit such as payroll or social security.
|
|
| Personal Interest Checking | | Provides unlimited check writing while your funds earn interest and has several options to avoid fees. |
| | Account Benefits | - Earns interest on collected balances of $500 or more.
- Unlimited check writing.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Discount on auto loan with automatic draft of payment from a BNC Bank account (subject to credit approval).
- Monthly statement with images.
|
| | The right account for you if... | - Need a high volume transaction that earns interest.
- Can maintain a minimum balance.
Avoid $8 monthly maintenance and $0.35 per paper check fees by maintaining one of the following deposit qualifiers:
- $500 minimum daily balance.
- $1000 average daily balance.
- $1,000 minimum daily balance in savings.
- $5,000 minimum balance in a money market.
|
|
| Personal Checking | | Offers unlimited check writing and the opportunity to avoid fees by maintaining one of several minimum balance options. |
| | Account Benefits | - Unlimited check writing.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Discount on auto loan with automatic draft of payment from a BNC Bank account (subject to credit approval).
- Monthly statement with images.
|
| | The right account for you if... | - Write a lot of checks each month and make frequent visits to the ATM.
- Can maintain a minimum balance.
Avoid $7 monthly maintenance and $0.35 per paper check fees by maintaining one of the following deposit qualifiers:
- $500 minimum daily balance.
- $750 average daily balance.
- $1,000 minimum daily balance in savings.
- $2,500 minimum balance in a money market.
|
|
| FREE Checking | | Enjoy unlimited check writing with this FREE account! |
| | Account Benefits | - No monthly service fees or balance requirements.
- Unlimited check writing.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Monthly statement with images.
|
| | The right account for you if... | - Are looking for a no cost account that provides you with check writing capabilities.
|
|
| FREE Student Checking | | Designed for the busy student, this free account offers everything you need for your finances. |
| | Account Benefits | - No monthly service fees or balance requirements.
- Unlimited check writing.
- Unlimited BNC Bank ATM transactions.
- FREE Visa Check Card.
- FREE Online Banking.
- FREE Bank by Phone.
- Monthly statement with images.
|
| | The right account for you if... |
|
|
|